Two named underwriters
Every agency gets two dedicated WC specialists — not a rotating queue.
Specialty workers’ compensation MGA
The workers’ comp market built for the independent agent.
Vesper is a specialty workers’ compensation MGA writing on A− (A.M. Best) rated Clear Spring Property and Casualty Group paper. We appoint independent agencies directly — with key wholesale relationships, no BOR games — and we quote complete submissions by the next business day. Now live in 45 states.
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24-hour turnaround
Complete submissions quoted by the next business day.
No loss runs under $50K
If the mod is 1.30 or under, we do not require loss runs on accounts under $50K.
No mod maximum
High mod is a conversation, not a decline. Supplemental path above 1.30.
A− rated paper, direct-billed
Clear Spring Property and Casualty Group. Direct bill. No extra layer.
Actuary-led underwriting
Two Fellows of the Casualty Actuarial Society in the operator’s seat.
Carrier looking for a white-label underwriting partner? Talk to us.