Independent claims oversight for anyone taking workers’ compensation risk.
Beacon grades every claim, every night, against the same yardstick — across every TPA, adjuster, program year, and member on your book. Built by workers’ compensation actuaries and data scientists inside Vesper Risk. Operates within the Group 1001 data-security stack.
TPA reserving, scored on the wrong things.
Adjuster file quality and reserve adequacy are not the same report. Most clients only get the first.
Fronting carriers dictate reserving posture.
The entity taking the risk rarely has an independent view of how the front is setting the reserves.
Strategy hinges on reserve credibility you cannot verify.
Renewals, collateral, and pricing all assume the triangle is right. Beacon tests that assumption nightly.
CCMSI and Sedgwick live. Other TPAs by arrangement.
Unstructured notes parsed into a nine-domain schema.
Transformer-based scoring against posterior distributions.
Reserve drift, leakage, and file-quality flags as they appear.
Dashboards, scorecards, and actuarial feeds for the people who price the book.
From $25,000/yr
Grade the book against the Beacon yardstick. Know where you stand.
Nightly + alerts
Extract, score, alert, and scorecard. Built for operators who sit on the claims.
Program-scale
Multi-TPA, multi-year, actuarial feeds, and governance reporting.
Illustrative: 400 open claims, $6M premium, ~3.6× year-one return.